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VA Home Loans

VA home loan

Use your VA benefit to buy or refinance

Village Mortgage can help eligible American veterans explore VA home loan options.

A VA loan is a mortgage loan guaranteed by the U.S. Department of Veterans Affairs. It serves eligible veterans who are buying a home or refinancing. Purchase options may allow veterans to buy without a down payment, while refinance options may allow cash-out up to 100% of the home’s value.

VA purchase

Purchase options

  • Credit scores as low as 550
  • Build a new home
  • No down payment option
  • Manufactured homes eligible

VA refinance

Refinance options

  • Credit score as low as 550
  • Get up to 100% of your home’s value
  • Use funds for home improvements, college, or other needs
  • Lower your interest and payment
  • Skip a payment or two
  • VA IRRRL refinance available with no appraisal or income qualifying

Why work with a mortgage broker?

Work with someone who works on your behalf

Village Mortgage is home to more than what big banks offer. Access to hundreds of programs, the opportunity to get a lower interest rate, and a broker who works for you are three ways a mortgage broker can help save you money.

Start your home loan journey

Get pre-qualified today

Begin the secure Village Mortgage questionnaire when you’re ready.

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