801-627-8888

Manufactured Homes

Manufactured home loan

Purchase or refinance a manufactured home with land

Explore manufactured-home financing from a local Utah mortgage company.

Village Mortgage offers certified programs for purchasing or refinancing manufactured homes with land. The published program does not cover homes located in mobile-home parks.

Manufactured home purchase

Purchase options

  • Flexible qualifying
  • Credit scores as low as 580
  • No mobile-home parks
  • Low down payment options
  • May fit first-time home buyers

Manufactured home refinance

Refinance requirements

  • Credit scores as low as 580
  • No mobile-home parks
  • Permanent foundation required
  • Borrower must own the land

Specialty home loan guidance

More options than a typical big bank

Village Mortgage works with a broad selection of home loan programs and helps borrowers compare options that may fit their credit, income, property, and financing needs.

Start your home loan journey

Explore your options

Begin the secure Village Mortgage questionnaire when you’re ready.

Start Your Qualifier →