Manufactured Home Loans Utah
We are a Local Manufactured Home Loan Lender in Utah. If you are searching for financing on a manufactured home then you have come to the right place to:
Buy a Manufactured Home in Utah
Refinance Your Manufactured Home in Utah
Types of Manufactured Home Loans Available
- Cash-Out Refinance for a Manufactured Home
- Rate and Term Refinance for a Manufactured Home
- VA Refinance for a Manufactured Home
General Qualifications to Refinance a Manufactured Home
- Cannot be in a Mobile Home Park
- Must have Permanent Foundation
- Moved Only Once
- Have HUD Certification Label
- Must Own the Land the Property Sits On
Buy a Manufactured Home
- FHA Loan Manufactured Home Loan
- Conventional Manufactured Home Loan
- VA Manufactured Home Loan
General Qualifications to Buy a Manufactured Home
- Home CANNOT be in a Mobile Home Park
- VA Loan – must meet eligibility
- FHA Loan – 3.5% down and borrower requirements
- Home must be approved with VA and FHA
How to Finance a Manufactured Home with Land in Utah
We have a exciting new program we are offering for those people who would like to buy a Manufactured home. You can get into a beautiful manufactured home on a nice piece of land.
Unfortunately these homes do not qualify.
Apply For a Manufactured Home Loan
Village Mortgage specializes in offering products that many banks, credit unions, or other mortgage companies will not do.
- Be in Your New Home 30 Days
- Refinance in as Little as 21 Days!
- Don’t Waste Another Minute Call Now to Get Started
Your Manufactured Home Loan Lender in Utah
Village mortgage is one of very few lenders in Utah that has certified programs to purchase or refinance manufactured homes with land . And while there are other Manufactured Home financing companies, we invite you to compare program rates on loans for a manufactured home. We are confident that you will find our rates to be more attractive! In fact, with most manufactured Home loans, you will be pleased to find that our program rates compare closely to the rates for a traditional home.
Manufactured Home loan programs at Village mortgage include FHA and VA with the ability to qualify with a credit score as low as 580 with a minimum credit score of 680 for a Conventional manufactured home purchase with land or refinance.
The maximum manufactured home loan with land amounts vary from county to county in Utah. To see a complete list that contains the maximum allowed manufactured home amounts.
Manufactured home finance may be a little different than obtaining a mortgage for a tradition home, but the experts at Village Mortgage have all of the necessary tools to help you obtain manufactured home loan with land.
To learn more about the process of purchasing a manufacture home with land or refinance
Contact Us Today!!!
General FAQ about Manufactured Home Loans
What is the Difference Between a Manufactured Home and Modular Home
Manufactured Homes continue to be a popular and budget minded option for many, but it is important to realize the distinction between a manufactured home and a modular home.
Manufactured homes or mobile homes, as they are commonly referred, are a type of constructed housing that is almost entirely assembled in a factory following standards established by HUD. They are usually one or two sections, referred to as single wide or double wide respectively, and are transported on a permanently affixed chassis; for the initial site transport and for continued transportability. This should not be confused with modular homes, which are usually made up of three or more prefabricated sections that are then attached together onsite, and affixed to a permanent foundation. Upon completion, a modular home appears much the same as a “stick built” single family dwelling.