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HELOC / Home Equity Loan

HELOC

Access home equity with a flexible line of credit

Keep your existing mortgage while using available equity for planned or unexpected needs.

A Home Equity Line of Credit, or HELOC, provides flexible access to available home equity. The current page describes uses including home improvements, debt consolidation, and financial security.

Possible uses

Flexible access to funds

  • Home improvements
  • Debt consolidation
  • Financial security
  • Other qualifying needs

Published program features

Property and documentation options

  • Primary, investment, and second homes
  • No tax returns required; three months of bank statements
  • No appraisal needed
  • Available for self-employed borrowers
  • Instant approvals and closings stated as fast as five days

Specialty home loan guidance

More options than a typical big bank

Village Mortgage helps borrowers compare options that may fit their credit, income, property, and financing needs.

Start your home loan journey

Explore your options

Connect with Village Mortgage when you’re ready.

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