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Home Equity Loan

Home equity loan

Use your home equity without refinancing your first mortgage

Borrow against your home’s value while keeping your existing mortgage in place.

A Home Equity Loan, also described on the current site as a second mortgage, may provide funds for renovations, debt, education, travel, family milestones, or a business without replacing the existing first mortgage.

Possible uses

Fund what matters most

  • Home renovations or upgrades
  • Paying off high-interest debt
  • Tuition and education costs
  • Weddings, travel, or family milestones
  • Launching or investing in a business

Published program features

Home and documentation options

  • Primary, investment, and second homes
  • No tax returns required; three months of bank statements
  • No appraisal needed
  • Instant approvals and closings stated as fast as five days

Specialty home loan guidance

More options than a typical big bank

Village Mortgage works with a broad selection of home loan programs and helps borrowers compare options that may fit their credit, income, property, and financing needs.

Start your home loan journey

Explore your options

Begin the secure Village Mortgage questionnaire when you’re ready.

Start Your Qualifier →