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itin home loans

ITIN home loan

Buy or refinance a home using an ITIN

Explore a home-loan option that does not require a Social Security number.

The current ITIN program page states that an individual may buy or refinance a home using an ITIN without a Social Security number, visa, work permit, or green card.

Published program highlights

Financing options

  • Loan-to-value up to 85%
  • 30-year fixed option
  • Credit scores as low as 580
  • No-credit-score option

Income and documentation

Self-employed options

  • Bank statements may be used as income
  • No tax returns required for self-employed borrowers
  • No visa, work permit, or green card required
  • No Social Security number required

Specialty home loan guidance

More options than a typical big bank

Village Mortgage helps borrowers compare options that may fit their credit, income, property, and financing needs.

Start your home loan journey

Explore your options

Connect with Village Mortgage when you’re ready.

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