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Reverse Mortgage

Reverse mortgage

Explore how home equity may support retirement

Review reverse-mortgage options for homeowners age 62 or older with home equity.

The current page states that homeowners age 62 or older with equity may be able to use a reverse mortgage to eliminate monthly mortgage payments, remain in the home, and access funds.

Possible retirement uses

Ways funds may help

  • Rising medical costs
  • Long-term care
  • Credit-card debt
  • Monthly income
  • Emergency line of credit

Disbursement options

Published ways to receive funds

  • Line of credit
  • Lump sum
  • Fixed monthly payments
  • Monthly payments and a line of credit

Disclaimer: This material is not from HUD or FHA and has not been approved by HUD or a government agency.

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