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FIVE WAYS TO SAVE ENERGY IN THE COLDER MONTHS

November is a great month—the holidays are fast approaching, we get to visit more often with family and friends, and colder weather makes us feel like getting cozy in our homes.  Since you’ll want to keep warm in the coming months, I’m including a list of tips for you...

USDA Changes

USDA Changes For all of you who may be involved with USDA loans, whether client, Real Estate Agent, or otherwise, be aware that on October 1, 2014, the annual fee for USDA guaranteed housing loans increased from 0.4% to 0.5%. Any loans that are currently in process...