First-time home buyers enjoy many exclusive benefits & incentives. Many cities through the state of Utah offer grants to first time home buyers. Each city may vary on the amount of grant money given or income restrictions. Primarily these 1st time home buyer programs are set up for median income families.
There are a lot of perks to being a first-time home buyer, including the ability to get in the door with no down payment. You can get into a house with no down payment (USDA), or for as low as 1/2 percent, if you are looking to buy your first house.
Home Buying Process
The process of buying a house can seem to be complex and even a little intimidating. I assure you that the steps required for the buying of a house are quite simple. At Village Mortgage in Utah, we have streamlined the home buying process to make it as painless and trouble-free as possible.
Before you purchase a house, you will need to determine how much money you can afford to spend for a home. A brief 10-minute phone call to Village Mortgage will help you discover the actual amount that you can reasonably qualify to purchase a home.
Village mortgage will send you an E-mail listing the items that will be required to process your loan. These are documents like bank statements, tax returns, credit report, etc.
Start the Process
Village Mortgage specializes in offering products that many banks, credit unions, or other mortgage companies will not do.
Find out in 5 Minutes if we can help you.
- Match You Up with a Down Payment Assistance Program
- Give Info about Some Our Specialty Loans
- Get in Your New Home 30 Days!
Juli A. Gleed
Mortgage Broker
