Where is the HUD Tag on a Manufactured Home? The HUD tag (also known as the certification label) is a metal plate attached to the outside of the manufactured home. What does the HUD Tag look like? Example HUD Tag FHA describes it as the following: “The label shall be...
I am in a Chapter 13 Bankruptcy. Can I Refinance My Home? We have had many clients come to us with questions about refinancing after a chapter 13. FHA Guidelines: “A Chapter 13 bankruptcy does not disqualify a Borrower from obtaining an FHA-insured Mortgage, if...
Veteran Scenario: The veteran has a tax lien on his or her credit. VA’s Guidelines: “An applicant cannot be considered a satisfactory credit risk if he or she is presently delinquent or in default on any debt to the Federal Government until the delinquent...
[vc_row][vc_column][ultimate_heading main_heading=”Gift of Equity” margin_design_tab_text=””][/ultimate_heading][vc_column_text]Buying a home using gift of equity from a family member has it’s benefits. Though there are rules that need to...
[vc_row][vc_column][vc_column_text] According to FHA, log homes are considered a non-standard housing style. A non-standard housing style refers to unique home in the market area. Also fitting into this style are earth sheltered housing, dome houses, houses with lower...