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Bank Statement Home Loan

Bank statement home loan

A home loan designed for self-employed borrowers

Use eligible bank-statement deposits to document income when tax returns do not show enough traditional income.

This program is designed for self-employed borrowers. It calculates income from the average of eligible bank-statement deposits rather than requiring tax returns.

Borrower requirements

Published program highlights

  • Must be self-employed
  • No tax returns needed
  • Credit scores starting at 680
  • Income calculated by average deposits

Loan and property options

Additional published features

  • Loan amounts up to $5,000,000
  • Primary residences
  • Second homes
  • Investment properties

Specialty home loan guidance

More options than a typical big bank

Village Mortgage works with a broad selection of home loan programs and helps borrowers compare options that may fit their credit, income, property, and financing needs.

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