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Bad Credit Home Loan Redesign

Bad credit home loans

More home loan options for imperfect credit

Explore purchase and refinance programs beyond those commonly offered by big banks.

Utah home buyers and homeowners with lower credit scores may have more financing options than they realize. Village Mortgage focuses on finding a mortgage that fits the borrower rather than forcing the borrower into one narrow program.

Available directions

Purchase or refinance

  • Explore home-purchase options
  • Explore refinance options
  • Review programs based on your credit situation
  • Compare terms that fit your needs

Program variety

Options may include

  • Fixed-rate loans
  • Conforming loans
  • Jumbo and super jumbo loans
  • FHA, VA, and USDA loans
  • Terms from 5 to 30 years

Specialty home loan guidance

More options than a typical big bank

Village Mortgage works with a broad selection of home loan programs and helps borrowers compare options that may fit their credit, income, property, and financing needs.

Start your home loan journey

Explore your options

Begin the secure Village Mortgage questionnaire when you’re ready.

Start Your Qualifier →