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Asset Utilization

Asset utilization home loan

Qualify using substantial liquid assets

Explore a home loan designed for borrowers whose financial strength is held in assets.

The asset-utilization program qualifies an individual based on eligible assets and is designed for borrowers with substantial liquid capital.

Program highlights

Published qualification features

  • LTVs up to 70% on primary residences
  • Cash-out options
  • DTI up to 59%
  • Six months of reserves

Property and payment options

Additional features

  • Interest-only options available
  • Primary residences
  • Second homes
  • Programs not commonly offered by banks or credit unions

Specialty home loan guidance

More options than a typical big bank

Village Mortgage works with a broad selection of home loan programs and helps borrowers compare options that may fit their credit, income, property, and financing needs.

Start your home loan journey

Explore your options

Begin the secure Village Mortgage questionnaire when you’re ready.

Start Your Qualifier →