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Cash-Out Refinance

Cash-out refinance

Put available home equity to work

Explore refinancing options that may provide extra cash for your goals.

A cash-out refinance replaces your existing mortgage with a larger new mortgage and provides the difference in cash when sufficient home equity is available. It is not available when the amount owed exceeds the home’s value.

Possible uses

Ways homeowners may use funds

  • Pay off other debts
  • Complete home-improvement projects
  • Help cover college expenses
  • Address other personal needs

Available options

Programs and terms

  • Fixed and adjustable rates
  • Conforming loans
  • Jumbo and super jumbo loans
  • FHA, VA, and USDA loans
  • Alternative loans
  • Terms from 5 to 30 years

Village Mortgage refinance process

Compare options built around your situation

Complete the secure questionnaire, receive options based on your criteria, compare available rates and terms, and choose the offer that best fits your needs.

Explore your refinance options

Start your refinance analysis

Begin the secure Village Mortgage questionnaire when you’re ready.

Start Your Qualifier →