Congratulations! You’re ready to buy a home in Ogden!
Own in Ogden Program
- Low Down Payment Program
- Min 620+ Credit Score
| Household Size | Household Income Limit |
| 1 | $43,750 |
| 2 | $50,000 |
| 3 | $56,250 |
| 4 | $62,500 |
| 5 | $67,500 |
| 6 | $72,500 |
| 7 | $77,550 |
| 8 | $82,500 |
Program Details
Own in Ogden is an Ogden City program designed to increase home ownership in specific target neighborhoods. Persons purchasing their primary residence in the overall target area (see map) can receive a $3,000 zero interest, deferred payment loan that is applied at closing toward down payment and closing costs. Specified target Neighborhoods receive $5,000 loans. Income qualified, sworn Ogden City Police Officers and Ogden City Fire Fighters can receive a $10,000 loan when buying their primary residence within the overall target area. $10,000 loans are also available to full-time, state-certified K-12 classroom teachers or administrators in schools which serve Ogden City students. Own in Ogden loans can only be used at the time of closing for down payment, closing costs, or principal reduction toward the first mortgage loan balance. Own in Ogden funds are available on a first come first serve basis.
- Fixed Rates
- Conforming Loans
- Jumbo & Super Jumbo
- FHA, VA, & USDA Loans
- Terms from 5 to 30 Years